Whew. The holidays are finally over. All the cookies have been eaten, the gifts are opened, the visitors have gone home and the decorations are down. You’re totally exhausted from all of it. And now, all that’s left to do is open your credit card statement and see the damage. … [Read more...] about How to Quickly Recover from Holiday Overspending
Christmas shopping can be stressful enough, just attempting to find the right gift for everyone. But guess what else it can be even more stressful on? YOUR WALLET. It can get super expensive, super quick if you don't watch carefully. It’s always best to have a budget to stick to … [Read more...] about Easy Ways to Save Money On Christmas Gifts
I’m going to let you in on a little secret. You can afford to go on vacation every year. You totally can! I realize finding and saving enough money to take a vacation each year can be very stressful. Which is ironic, because you're trying to go on vacation to lower your stress … [Read more...] about Budgeting for Vacation: A Complete Guide
Emergencies happen. It's never a question of "if" one is coming your way, it's only a matter of "when" the emergency is coming your way. Your job is to be as prepared as possible for that emergency, including being financially prepared. So, what does being financially prepared … [Read more...] about How Much Emergency Savings Do You Really Need?
Cutting down on expenses isn’t something anyone looks forward to. But it doesn’t have to be awful either. I experimented with our budget for a few months and made a few tweaks, and what I found was astounding. I'll detail out the tiny changes we made. Essentially, this is a guide … [Read more...] about Save $615 This Month Without Even Noticing