Emergencies happen. It's never a question of "if" one is coming your way, it's only a matter of "when" the emergency is coming your way. Your job is to be as prepared as possible for that emergency, including being financially prepared. So, what does being financially prepared … [Read more...] about How Much Emergency Savings Do You Really Need?
Cutting down on expenses isn’t something anyone looks forward to. But it doesn’t have to be awful either. I experimented with our budget for a few months and made a few tweaks, and what I found was astounding. I'll detail out the tiny changes we made. Essentially, this is a guide … [Read more...] about Save $615 This Month Without Even Noticing
Financial emergencies can happen to any person for any reason at ANY time. Sometimes you know they may be coming, like if there are a lot of lay-offs in your industry or if the economy has taken a turn. And sometimes these financial emergencies are out of the blue … [Read more...] about 9 Calls to Make Immediately During a Personal Financial Emergency
Once you have kids, saving enough money for college is a concern for every parent. You want to make sure you are saving enough money to grow into a nice college fund for your children, but at the same time, it’s hard to be able to put back that much extra money each month. I’m … [Read more...] about Effortless Ways to Save For Your Child’s College Fund
Whew. The holidays are finally over. All the cookies have been eaten, the gifts are opened, the visitors have gone home and the decorations are down. You’re totally exhausted from all of it. And now, all that’s left to do is open your credit card statement and see the damage. … [Read more...] about How to Quickly Recover from Holiday Overspending